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Educational Attainment and Household Wealth in Texas
Infographic Published on June 14, 2016

65.9% of the current school-age population in Texas belongs to Hispanic, Black, or Asian/other households which, when combined, only account for 11% of the state's household wealth. If we don't provide the needed resources, educational attainment in the state will trend downward and overall economic performance, opportunity, and standards of living will be eroded over time.

How should the House and Senate handle spending bills?
Radio Spot Broadcast via Texas State Networks on December 16, 2019

A deal in the House and Senate bodes well for approval of the spending bill and avoiding a government shutdown. Dr. Perryman asks, where is the heavy lifting?

What does the record‑high household income last year indicate about the middle class?
Radio Spot Broadcast via Texas State Networks on September 13, 2017

Dr. Perryman weighs in on news from the Census Bureau that median US household income hit an all time high last year, $59,039.

Why will the House's budget plan be difficult to pass, and how will healthcare impact the discussion?
Radio Spot Broadcast via Texas State Networks on July 21, 2017

The US House has introduced its initial budget plan, a blueprint that includes substantial cuts to social programs. In other words, Dr. Perryman says it will be difficult to pass.

What is the current status of household debt in the US?
Radio Spot Broadcast via Texas State Networks on May 23, 2017

Recent stats show household debt has hit a record $12.7 trillion but Dr. Perryman says don't let the big numbers scare you.

Why are the White House budget planning assumptions a concern?
Radio Spot Broadcast via Texas State Networks on February 23, 2017

The White House's budget planning relies on assumptions far rosier than projections made by independent agencies and most private forecasters. This is a concern to Dr. Perryman.

Mortgage Milestone
Column Published in syndication August 14, 2019

After more than a decade, the amount of household debt (including mortgages) has surpassed pre-Great Recession levels. Sometimes, an upswing in debt of certain types can be a negative signal, such as rising credit card debt in an economic downturn as people try to deal with financial setbacks such as job losses. However, rising debt can also reflect economic strength as increasing numbers of households are willing and able to purchase big-ticket items such as homes and cars.

Marking a Milestone
Column Published in syndication June 14, 2017

We recently passed a notable milestone in the long process of recovering from the Great Recession: household debt levels have surpassed the peak reached during the recession in 2008. In many ways, this rise in consumer debt is a good sign in that it indicates Americans are feeling optimistic enough to take on additional obligations. Moreover, housing markets and credit conditions have normalized to the point where mortgages are trending upward along with loan quality. On the other hand, it can be viewed in a somewhat more negative light in some respects, particularly given that one category responsible for significant growth is student debt which may not be providing adequate returns in terms of enhanced future earning capacity or other educational goals. Let's take a brief look at some of the salient points.