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The Electronic Payment System: An Assessment of Benefits for the US and State Economies
Report Published on October 30, 2015

"Electronic payments are highly efficient, offering advantages such as speed, reduced costs, and accuracy," said Dr. Ray Perryman, President and CEO of The Perryman Group. "These enhancements have contributed significantly to the expansion of the US economy, increasing liquidity and stimulating personal consumption."

Why might credit card debt be the next thing to derail the economy?
Radio Spot Broadcast via Texas State Networks on May 20, 2019

Dr. Perryman says credit card debt could be the next thing to derail the economy.

How can the current credit card debt levels in the US be explained, and what should the record high indicate?
Radio Spot Broadcast via Texas State Networks on August 11, 2017

Credit card debt in the US has hit its highest level in history, surpassing the 2008 financial meltdown. Dr. Perryman says today's environment is a lot different.